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Preserve Working Capital
Keep cash available for payroll, marketing, inventory, and unexpected expenses.
Section 179 Tax Savings Calculator
Enter your equipment investment to estimate potential tax savings using a fixed 30% illustrative combined tax rate.
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Illustrative Tax Rate
Savings are estimated using a fixed combined tax rate for illustration.
30%
Estimated Tax Savings
$22,500
Potential Section 179 Deduction$75,000
Estimated Net Equipment Cost$52,500
Important: This calculator uses a fixed 30% combined tax rate for illustration only and is not tax, legal, or accounting advice. Eligibility, taxable-income limitations, annual deduction limits, phase-out rules, placed-in-service requirements, state treatment, and financing terms vary. Consult your CPA or tax advisor.
Why Stretch Investments?
Flexible equipment financing for established businesses, startups, and customers across a broad range of credit profiles.
More ways to get equipment working for your business
Stretch Investments works with a nationwide lender platform to match transactions with programs based on business history, equipment type, credit profile, and deal structure.
✓Broad equipment coverage: transportation, construction, medical, dental, restaurant, material handling, manufacturing, and more.
✓Programs across the credit spectrum: options for stronger credit, challenged credit, and startups.
✓Responsive communication: clear updates for customers and equipment vendors.
✓Nationwide reach: financing support for businesses and vendors across the United States.
Simple Process
From application to equipment purchase
1Submit a secure financing application.
2Stretch reviews the request and identifies suitable lender programs.
3Review the approval, terms, and required documentation.
4Complete documents and move toward vendor payment and equipment delivery.
Why Finance Equipment?
Financing can help a business acquire equipment now while keeping cash available for operations and growth.
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Put Equipment to Work
Acquire revenue-producing equipment today instead of waiting to accumulate cash.
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Predictable Payments
Spread the equipment investment over time through structured monthly payments.
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Potential Tax Benefits
Qualifying financed equipment may still be eligible for Section 179 treatment.
2026 Maximum Section 179 Deduction$2,560,000
2026 Phase-Out Threshold Begins$4,090,000
A Simple 3-Step Financing Process
Move from application to equipment purchase with a clear, straightforward process.
1
Apply Online
Complete the secure online application with basic business and equipment information.
2
Review Your Options
Stretch matches the request with suitable lender programs and presents available terms.
3
Get Your Equipment
Complete the required documents so the transaction can move toward vendor payment and delivery.
Financing for General Business Equipment
Programs may be available for many types of revenue-producing and essential-use equipment.
Transportation
Box trucks, commercial trucks, trailers, service vehicles, and specialty transportation equipment.
Construction
Excavators, skid steers, loaders, compact equipment, attachments, and jobsite machinery.
Medical & Dental
Diagnostic, treatment, rehabilitation, dental, veterinary, and practice equipment.
Manufacturing
Production machinery, fabrication equipment, CNC systems, and industrial equipment.
Restaurant & Food Service
Commercial kitchen equipment, refrigeration, food trucks, and restaurant systems.
Material Handling
Forklifts, warehouse systems, lifts, racking-related equipment, and logistics assets.
Office & Technology
Business technology, printing systems, communications equipment, and office assets.
Specialty Equipment
Industry-specific tools and machinery that support operations or generate revenue.
Fast, practical communicationClear updates for the customer, vendor, and financing process.
Flexible lender platformMultiple program types for different equipment and credit situations.
Built around the transactionFinancing structured around the business, equipment, and purchase goals.
Frequently Asked Questions
Can financed equipment qualify for Section 179?
Financing the purchase does not automatically prevent Section 179 treatment. The equipment and business must still satisfy applicable tax requirements, so customers should confirm eligibility with their tax advisor.
Does the equipment need to be new?
Both new and certain used qualifying business equipment may be eligible, provided the applicable ownership, use, and placed-in-service requirements are satisfied.
When must the equipment be placed in service?
Generally, equipment must be ready and available for its intended business use during the applicable tax year. A CPA should confirm the timing requirements for each purchase.
Does every business receive the full deduction?
No. The deduction may be affected by taxable business income, annual limits, total qualifying purchases, business-use percentage, property type, and other tax rules.